Motorcycle Insurance York, PA
The best way to protect yourself, your passengers, and other motorists on the road is to follow applicable laws, wear safety gear, and have motorcycle insurance. Pennsylvania, like many other states, require that motorcyclists carry specialized insurance to the tune of $15,000/death or bodily injury to one person, $30,000/death or bodily injury to two or more persons, and $5,000 for damage or destruction of property. Maryland requires that motorcyclists carry $30,000/death or bodily injury to one person, $60,000/death or bodily injury to two or more persons, and $15,000 for damage or destruction of property. Keep in mind that these amounts are just the minimum requirements in Pennsylvania and Maryland with many motorcyclists offering to increase their liability coverage due to the costs associated with being in an accident.
In addition to the state minimums, motorcyclists may also want to consider additional coverage to provide additional protection for themselves and their bikes. Examples of extra coverage include:
- Collision: Covers damage to your bike if it is in an accident with another vehicle or object.
- Uninsured/Under-insured Motorist: If you are in an accident with an uninsured motorist, having this coverage means that you won’t have to pay out of pocket for your healthcare costs or repairs to your bike.
- Comprehensive: Offers coverage for your bike because of incidents like theft, fire, vandalism, or natural disasters.
It is also important to note that Pennsylvania is a “no-fault” state, which means that the insurance companies of all those involved in the accident share the cost of damages and injuries equally. Consequently, you’ll want to make sure you have enough motorcycle insurance to help cover yourself in an accident - regardless of fault.
Why Peiffer Insurance for Motorcycle Insurance in York, PA?
When you are shopping for a motorcycle insurance quote, you will find that our coverage options, dedication to customer service, and commitment to value are unparalleled. You do not have to search high and low in York, PA for the motorcycle insurance policy you need. Instead, you can trust the knowledgeable and professional team at Peiffer Insurance in York, PA to find you the perfect motorcycle insurance policy for your needs at a quality price.