COVID-19: Peiffer Insurance is committed to remaining available to our clients during this unprecedented time. We encourage our clients to continue servicing their insurance policies via telephone, text message, email, and our web-chat function when possible. Appointments may be scheduled to meet with an agent if necessary. Masks will be required for all walk-ins and appointments. While our physical location will be available to our walk-in clients for routine service, we ask that our patrons consider and abide by all Center for Disease Control & Prevention (CDC) guidelines to prevent the spread of COVID-19. Agents are available via phone/text at 717.854.6004 and email at sales@peifferins.com.

Call or Text : 717-854-6004

Life Insurance

Life insurance is one of the most important insurance types because it provides financial protection and security for your beloved ones if you are not around. Life insurance is a guarantee that your dependents will not be left in need after you pass away. If you have never had it before, you may have a lot of questions. Peiffer Insurance has prepared the list of things you should know about this type of insurance:

  • Life Insurance in Pennsylvania is regulated under Title 40 of the state statutes. They describe how insurance companies should operate and spell out certain rights that policyholders have.
  • There is a 10 day free look period that every new policyholder has. Within 10 days, a policyholder can review the insurance and cancel it with a full refund if they are not satisfied. There are also some types of policies that provide free look periods that last longer than 10 days.
  • If a policyholder missed a payment, a grace period starts. In Pennsylvania, the grace period lasts 30 days, during which the insurance remains active, and a policyholder can make a payment without the policy lapsing.
  • Life insurance can be divided into 2 types - term life insurance and permanent life insurance. Term insurance is a type of life insurance valid only for a certain period of time (usually, no longer than 30 years). Permanent life insurance provides lifelong coverage and usually is more expensive than term insurance.

If you are a resident of Pennsylvania and you are looking for life insurance to protect your beloved ones and make sure that they are financially secure in case something happens to you, Peiffer Insurance is ready to assist you. Our knowledgeable and experienced insurance agents will answer all your questions and help you find an insurance plan based on your needs. Do not hesitate to give us a call and discuss the insurance options available.

Partner Carriers

At Peiffer Insurance we want to make sure you are in the best rate possible. This is why we have teamed with the most competitive insurance carriers in the area. We currently offer Nationwide, Progressive, Safeco, Grange, Hagerty, Bristol West, Foremost, National General, American Modern, K&K, and many more for all your insurance needs.

  • American Modern
  • Bristol West
  • Foremost Insurance
  • Grange Insurance
  • Hagerty Insurance
  • K&K Insurance
  • National General Insurance
  • Nationwide Insurance
  • Progressive Insurance
  • Safeco Insurance