Home Insurance in York, PA
Over the past 30+ years, Peiffer Insurance has been providing homeowners insurance to residents in York, PA, and all across Pennsylvania and into Maryland. We know that your home is one of your most prized possessions. Water damage, weather, crime, and other accidents can wreak havoc on your home and your possessions. No one wants to deal with the impending damage, loss of belongings, and financial burden brought on by these scenarios. This is where Peiffer Insurance comes in. We work with top-rated home insurance companies to make sure you get the coverage that best fits your needs so your life can go on when the unexpected occurs.
Why do you need a Homeowners Insurance Policy?
If you decided to live and buy a property in York, PA, or anywhere in Pennsylvania or Maryland, you should understand how vital home insurance for your house is. It protects your home, all the belongings, and you as an owner. It will cover you in the event of theft, natural disasters, fire, water damage, and other unpredictable situations. For those who are thinking of getting a home insurance policy, Peiffer Insurance has prepared a list of things you should know:
- In general, home insurance covers destruction and damage to a residence's exterior and interior, personal liability of an owner for harm to others, and theft or loss of personal belongings.
- Certain factors affect your homeowners' insurance rate, including the construction type (what materials were used), location, age of the house, replacement cost (the cost to rebuild the house fully), the deductible, and the type of coverage you decide to choose.
- Home insurance has its limits, meaning that there is an absolute maximum amount that it will pay. Therefore, if you have costly things in the house (jewelry or pieces of art), it is crucial to get additional coverage.
- Flood damage is usually not covered by standard home insurance. If you live in an area prone to floods, you need to purchase an additional type of insurance to protect your property - flood insurance.
Why Peiffer Insurance for Home Insurance?
When you are shopping for a home insurance quote, you will find that our coverage options, dedication to customer service, and commitment to value are unparalleled. You do not have to search high and low in York, PA for the homeowners' insurance policy you need. Instead, you can trust the knowledgeable and professional team at Peiffer Insurance in York, PA to find you the perfect home insurance policy for your needs at a quality price.